Introduction
The U.S. Food and
Drug Administration (FDA) has designated the Enterra Therapy
System as a Humanitarian Use Device (HUD). A Humanitarian Use Device
is a
medical device intended to treat or diagnose a disease or condition
that affects,
or is manifest in, fewer than 4,000 individuals per year in the United
States.
The FDA has issued
a Humanitarian Device Exemption (HDE) approving the sale of Enterra
Therapy. A Humanitarian Device Exemption is a determination that a Humanitarian
Use Device is safe, has probable benefit, and it is not considered investigational/experimental.
Many health plans and insurance companies, referred
to as payors,
cover the cost of Enterra Therapy. Because of the Humanitarian Device
Exemption status of Enterra Therapy, it is highly recommended that your
doctor contact the payor to get approval before it can be implanted.
This process is called prior authorization.
Prior
Authorization Request
Coverage
Denials
Your
Right to Appeal
Keys
to a Successful Appeal
Other
resources
Prior Authorization
Request
Typically, your doctor makes the initial prior authorization request
to your payor for an Enterra System for you.
- Your doctor will draft
a letter of medical necessity describing the medical need and why
they believe Enterra Therapy can benefit the patient.
- The payor reviews
the letter and decides if they will pay for the implant procedure.
- If the payor decides
to cover the procedure, the payor will inform the doctor's office
and the procedure is scheduled.
- If the payor
decides not to cover the procedure, you have the right to appeal that
decision. In the initial authorization process, the role of the patient
or family member is minimal. However, there are steps that can be
taken to help the process.
Tips
- Obtain the name
and phone number of the staff person in the doctor's office who is
assigned to coordinate and follow up with the prior authorization
request made by the doctor on your behalf.
- Have a discussion
with that person regarding the process and time expected to secure
the prior authorization.
- Consider following
up with that individual once every one or two weeks regarding the
status of your prior authorization request.
- If the staff
person is unaware inform them, that Medtronic has an insurance specialist
available, and ask them to contact Medtronic at 1-800-292-2903 to provide assistance in the prior authorization or appeal process.
Coverage Denials
The prior authorization
request may be denied because the payor does not have enough information
needed to make a favorable coverage decision. Their letter of denial
may give one of the following reasons why the payor will not cover Enterra
Therapy.
- The therapy is investigational/experimental
- The therapy is not medically necessary
- The therapy is not a standard of care
Your Right to Appeal
If your payor denies
coverage for an Enterra Therapy implant, you have a right to appeal.
Coverage is sometimes denied because the payor does not understand the
therapy. Consequently, providing information to them can be helpful.
Be sure to check your policy handbook for instructions on the appeal
process offered by your insurance plan.
Appealing a coverage
decision can be a lengthy process. Do not get discouraged. There are
resources available to assist a patient or family member through an
appeal process.
Keys to a Successful Appeal
The appeal process
ensures that any critical decision that affects your care (such as whether
you will receive Enterra Therapy) is given the consideration it deserves.
While the information on this website may be helpful to you, Medtronic
cannot guarantee your success in gaining coverage. There are four factors
that, used together, give you the best chance to overturn a denial:
1. Send a one or two page letter written by you to the payor requesting
that the coverage decision be reversed. Your letter should be written
within the deadline mentioned in the denial notice, usually within 1 - 4 weeks.
It should contain relevant information about you, your condition, and
the therapy.
2. Ask your doctor
to call the payor or send a second letter asking the payor to reconsider
the decision to deny coverage. For faster results ask your doctor to
call the payor. Your doctor should have written a letter requesting
coverage. A second letter, written by your doctor, should contain supporting
information that may not have been included in the first letter. This
could include information about you, your condition, and Enterra Therapy.
Ask your doctor for a copy of the second letter to keep for your records.
3. Be persistent. Follow up with the doctor, medical office billing
staff, and payor staff. The doctor's office staff is usually quite willing
to help out (write letters, make calls, etc.) but you need to be in
charge of the process.
4. Write down each contact you make with your doctor, office staff and
payor in a notebook. Note the date, contact person, and nature of your
discussion. This will help you keep track of the details involved with
your interactions.
Other Resources (available after
the payor's appeal processes are exhausted)
1. External Review
Process: Medicare and many other payors have contracts with independent
companies to resolve disputes. If you are a Medicare plus Choice beneficiary
and coverage for Enterra® Therapy is denied, the denial
is automatically reviewed by the Center of Health Dispute Resolution
(CHDR) for a final coverage decision. You may find additional information
on the Medicare appeal process at www.medicareappeal.com.
If you have commercial insurance (not Medicare), the initial denial
is not automatically forwarded to a dispute resolution company. If dispute
resolution service is available, either you or your doctor can request
a review. Contact your payor for more information on their external
review process/service.
2. Employer Group
Assistance: Employers who provide benefits to their employees through
non-Medicare payors can often request that "an exception to benefits"
be made that allows coverage for Enterra Therapy. Call your Employer's
Human Resources Department for benefit information and contacts.
Patient Advocacy Sites
Check the Internet
for patient advocacy sites. For example:
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